The Steps You Should Take Immediately After Being Involved In A Car Accident
If the police are not involved, then you should go to an accident reporting centre to make sure there is a record of the accident.
As soon as possible, you should apply for accident benefits. We advise you to contact either your own insurance company or the insurance company of the vehicle in which you were riding, if it was not your own vehicle and you do not have auto insurance. You need to get a copy of the accident benefits package and fill out the appropriate section. You will also need to contact your doctor and employer, if you have one, because each of them will have to fill out a section as well. That form goes to the accident benefits insurer so that they can start to process the accident benefits claim. The law in Ontario says that you cannot sue later on if you haven’t applied for and received accident benefits, so getting that process started by filling out the appropriate forms is always the first step if you are injured.
As time goes on and you are recovering from your injury, you should continue to deal with your insurance company. If there are problems, then you need to contact a lawyer. If there are benefits that are denied to you, benefits that you feel you need, then there is an application process before the Financial Services Commission of Ontario where disputes between an injured person and their insurance company can be taken to mediation and, if necessary, arbitration to settle those accident benefits claims.
If the injury is obviously going to be a very severe one, then you should be interacting with your lawyer right away, so the lawyer can start gathering the evidence. In that case, we will tell you what is required so that we can gather most of the evidence on your behalf needed to ensure your accident benefits claim is maximized and to lay the ground for a claim against the at-fault driver.
If you, or someone you care about, is dealing with Personal injury law issues in the Brampton, Ontario Region, contact Folkes Legal Professional Corporation.
Note that laws vary from province to province. Please consult with a lawyer in your own area to be sure of the laws and specific issues in your own jurisdiction.