Time Limits And Caps For Personal Injury Cases.

The Insurance Act of Ontario says that no person has a claim for insurance benefits unless they have a doctor certify that their injuries are severe, permanent, and disabling.

The doctor must also have expertise in the specific injury in order to certify.
The Court of Appeals has dealt with a number of these cases in which the insurance company did not want to pay on a claim because it was not issued within 2 years of the accident causing the injury. Now, in Ontario, the person has 2 years to make their claim from the time that they are aware that they aren’t going to get any better and have had a doctor certify that their injuries are severe, permanent, and disabling.
Claims for general damages are also capped in Canada. At present, the maximum award is a lump sum of around $350,000 for the most severe disability and suffering.


If you, or someone you care about, is dealing with Personal injury law issues in the Brampton, Ontario Region, contact Folkes Legal Professional Corporation.

This article is taken from a April 28, 2008 interview with Ron Folkes, LL.B., Personal Injury Lawyer with Brampton Personal Injury Lawyer in Brampton, a Personal Injury Law Firm.

Note that laws vary from province to province. Please consult with a lawyer in your own area to be sure of the laws and specific issues in your own jurisdiction.